{"id":2771,"date":"2023-10-25T14:37:13","date_gmt":"2023-10-25T14:37:13","guid":{"rendered":"https:\/\/www.penyaadvocats.com\/dret-bancari\/"},"modified":"2023-11-27T11:29:08","modified_gmt":"2023-11-27T11:29:08","slug":"dret-bancari","status":"publish","type":"page","link":"https:\/\/www.penyaadvocats.com\/ca\/dret-bancari\/","title":{"rendered":"Dret bancari"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2771\" class=\"elementor elementor-2771 elementor-484\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4b6051f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"4b6051f\" data-element_type=\"section\" data-e-type=\"section\" id=\"heroservicios\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8017ac6\" data-id=\"8017ac6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2ba129c elementor-section-full_width elementor-section-height-min-height elementor-section-content-middle elementor-section-height-default\" data-id=\"2ba129c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-fb6c96a\" data-id=\"fb6c96a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aef67cf elementor-widget elementor-widget-heading\" data-id=\"aef67cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Dret bancari<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2991ccf elementor-widget elementor-widget-heading\" data-id=\"2991ccf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Advocat dret bancari a Tarragona<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ea2f82d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ea2f82d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7cf7537\" data-id=\"7cf7537\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cbae48b elementor-widget elementor-widget-text-editor\" data-id=\"cbae48b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEl dret bancari \u00e9s aquell que regula com han d\u2019actuar les entitats financeres amb els seus clients per tal de garantir una s\u00e8rie de bones pr\u00e0ctiques. \n\nSi has d\u2019adquirir algun producte financer o bancari, \u00e9s important que comptis amb un bon assessorament per no posar en perill el teu patrimoni econ\u00f2mic.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3d7a311 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3d7a311\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6d09553 elementor-hidden-mobile col1 elementor-hidden-tablet\" data-id=\"6d09553\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7999c05 elementor-widget elementor-widget-heading\" data-id=\"7999c05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Com <br>et podem <br>ajudar?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1704b00 col2\" data-id=\"1704b00\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a10d359 elementor-hidden-desktop elementor-hidden-laptop elementor-widget elementor-widget-heading\" data-id=\"a10d359\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Com et podem ajudar?<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbd4889 elementor-widget elementor-widget-text-editor\" data-id=\"fbd4889\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les entitats banc\u00e0ries coneixen molt b\u00e9 els seus drets i obligacions, de manera que tu tamb\u00e9 hauries de con\u00e8ixer els teus per tal de negociar en igualtat de condicions i evitar futurs malentesos.<\/p>\n<p>A <a href=\"https:\/\/www.penyaadvocats.com\/ca\/virginia-pena\/\">Virginia Pe\u00f1a Advocats<\/a> t\u2019ajudem tant en la fase d\u2019assessorament previ com en reclamacions posteriors.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b09304 elementor-widget elementor-widget-html\" data-id=\"7b09304\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"cardsStackableCustom\">\n        <!-- card -->\n        <div class=\"card\">\n            <h3 class=\"title\">Productes financers<\/h3>\n\n            <div class=\"content\">\n                <p>T\u2019assessorem en l\u2019adquisici\u00f3 o venda de productes financers diversos. Tamb\u00e9 gestionem reclamacions.<\/p>\n            <\/div>\n        <\/div>\n\n        <!-- card -->\n        <div class=\"card\">\n            <h3 class=\"title\">Cl\u00e0usules abusives banc\u00e0ries.<\/h3>\n\n            <div class=\"content\">\n                <p>Si has signat un contracte amb una entitat banc\u00e0ria en qu\u00e8 se\u2019t perjudica en contra de la bona fe, podem reclamar.<\/p>\n            <\/div>\n        <\/div>\n\n        <!-- card -->\n        <div class=\"card\">\n            <h3 class=\"title\">Execucions hipotec\u00e0ries<\/h3>\n\n            <div class=\"content\">\n                <p>Realitzem oposicions a execucions hipotec\u00e0ries i arribem a acords amb entitats financeres per tal de facilitar el pagament de deutes.<\/p>\n            <\/div>\n        <\/div>\n    <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d89830d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d89830d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;laptop&quot;],&quot;sticky_offset&quot;:127,&quot;sticky_effects_offset&quot;:150,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2af2fa7\" data-id=\"2af2fa7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5dc902 elementor-widget elementor-widget-heading\" data-id=\"e5dc902\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Et deus <br>estar preguntant...<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-148f089 elementor-widget elementor-widget-heading\" data-id=\"148f089\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Advocat dret bancari a Tarragona<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-73bb017\" data-id=\"73bb017\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e7edfd0 elementor-widget elementor-widget-accordion\" data-id=\"e7edfd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2431\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2431\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_233_7)\"><path d=\"M21.3 10.9502H0.599976\" stroke=\"white\" stroke-width=\"1.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10.95 21.3001V0.600098\" stroke=\"white\" stroke-width=\"1.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_233_7\"><rect width=\"21.9\" height=\"21.9\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.84 15.84\"><defs><style>.cls-1{fill:#fff;stroke:#1c396c;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.2px;}<\/style><\/defs><g id=\"Capa_2\" data-name=\"Capa 2\"><g id=\"Capa_1-2\" data-name=\"Capa 1\"><line class=\"cls-1\" x1=\"15.24\" y1=\"15.24\" x2=\"0.6\" y2=\"0.6\"><\/line><line class=\"cls-1\" x1=\"0.6\" y1=\"15.24\" x2=\"15.24\" y2=\"0.6\"><\/line><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Com puc saber si una cl\u00e0usula del meu contracte \u00e9s abusiva? <\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2431\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2431\"><p>Una cl\u00e0usula abusiva \u00e9s aquella que se sol imposar de manera unilateral i sense negociaci\u00f3 individual. Per norma general, s\u00f3n cl\u00e0usules que et perjudiquen clarament. Dos exemples molt clars de cl\u00e0usules abusives s\u00f3n les famoses targetes revolving (targetes de cr\u00e8dit amb interessos molt elevats) i la cl\u00e0usula terra (comissi\u00f3 que s\u2019aplicava a certes hipoteques), encara que n\u2019hi ha molts m\u00e9s.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2432\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2432\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_233_7)\"><path d=\"M21.3 10.9502H0.599976\" stroke=\"white\" stroke-width=\"1.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10.95 21.3001V0.600098\" stroke=\"white\" stroke-width=\"1.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_233_7\"><rect width=\"21.9\" height=\"21.9\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.84 15.84\"><defs><style>.cls-1{fill:#fff;stroke:#1c396c;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.2px;}<\/style><\/defs><g id=\"Capa_2\" data-name=\"Capa 2\"><g id=\"Capa_1-2\" data-name=\"Capa 1\"><line class=\"cls-1\" x1=\"15.24\" y1=\"15.24\" x2=\"0.6\" y2=\"0.6\"><\/line><line class=\"cls-1\" x1=\"0.6\" y1=\"15.24\" x2=\"15.24\" y2=\"0.6\"><\/line><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Com puc impugnar una cl\u00e0usula abusiva? <\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2432\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2432\"><p>El primer pas ha de ser la reclamaci\u00f3 a l\u2019entitat financera mitjan\u00e7ant un escrit. El m\u00e9s habitual \u00e9s que rebutgin la reclamaci\u00f3; per tant, el pas seg\u00fcent ser\u00e0 presentar la den\u00fancia al jutjat. Per fer-ho, \u00e9s molt recomanable comptar amb l\u2019ajuda d\u2019un advocat expert en dret bancari, ja que solen ser processos llargs.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2433\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2433\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_233_7)\"><path d=\"M21.3 10.9502H0.599976\" stroke=\"white\" stroke-width=\"1.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10.95 21.3001V0.600098\" stroke=\"white\" stroke-width=\"1.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_233_7\"><rect width=\"21.9\" height=\"21.9\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.84 15.84\"><defs><style>.cls-1{fill:#fff;stroke:#1c396c;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.2px;}<\/style><\/defs><g id=\"Capa_2\" data-name=\"Capa 2\"><g id=\"Capa_1-2\" data-name=\"Capa 1\"><line class=\"cls-1\" x1=\"15.24\" y1=\"15.24\" x2=\"0.6\" y2=\"0.6\"><\/line><line class=\"cls-1\" x1=\"0.6\" y1=\"15.24\" x2=\"15.24\" y2=\"0.6\"><\/line><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qu\u00e8 \u00e9s una execuci\u00f3 hipotec\u00e0ria? <\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2433\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2433\"><p>\u00c9s el proc\u00e9s mitjan\u00e7ant el qual l\u2019entitat financera reclama cobrar el seu deute en el cas que el deutor no pagui les quotes estipulades en el contracte Per norma general, et reclamaran la quantia total del cr\u00e8dit juntament amb un percentatge del 20 % aproximadament en concepte de penalitzaci\u00f3. En cas de no poder pagar, es procedeix al desnonament i a la corresponent subhasta de l\u2019immoble.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2434\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2434\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_233_7)\"><path d=\"M21.3 10.9502H0.599976\" stroke=\"white\" stroke-width=\"1.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10.95 21.3001V0.600098\" stroke=\"white\" stroke-width=\"1.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_233_7\"><rect width=\"21.9\" height=\"21.9\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.84 15.84\"><defs><style>.cls-1{fill:#fff;stroke:#1c396c;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.2px;}<\/style><\/defs><g id=\"Capa_2\" data-name=\"Capa 2\"><g id=\"Capa_1-2\" data-name=\"Capa 1\"><line class=\"cls-1\" x1=\"15.24\" y1=\"15.24\" x2=\"0.6\" y2=\"0.6\"><\/line><line class=\"cls-1\" x1=\"0.6\" y1=\"15.24\" x2=\"15.24\" y2=\"0.6\"><\/line><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Com puc evitar que em desnonin? <\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2434\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2434\"><p>En aquests casos, la negociaci\u00f3 sempre \u00e9s la millor opci\u00f3: es poden renegociar els termes del contracte amb l\u2019entitat financera o amb el propietari de l\u2019immoble. Si no \u00e9s possible, l\u2019\u00fanica manera d\u2019aturar un desnonament \u00e9s guanyar el judici corresponent. Totes les altres opcions el posposaran temporalment, per\u00f2 acabar\u00e0 arribant el moment en qu\u00e8 caldr\u00e0 abandonar l\u2019habitatge.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2435\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2435\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><g clip-path=\"url(#clip0_233_7)\"><path d=\"M21.3 10.9502H0.599976\" stroke=\"white\" stroke-width=\"1.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10.95 21.3001V0.600098\" stroke=\"white\" stroke-width=\"1.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_233_7\"><rect width=\"21.9\" height=\"21.9\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.84 15.84\"><defs><style>.cls-1{fill:#fff;stroke:#1c396c;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.2px;}<\/style><\/defs><g id=\"Capa_2\" data-name=\"Capa 2\"><g id=\"Capa_1-2\" data-name=\"Capa 1\"><line class=\"cls-1\" x1=\"15.24\" y1=\"15.24\" x2=\"0.6\" y2=\"0.6\"><\/line><line class=\"cls-1\" x1=\"0.6\" y1=\"15.24\" x2=\"15.24\" y2=\"0.6\"><\/line><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Com em pot ajudar un advocat a l\u2019hora d\u2019adquirir un producte financer? <\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2435\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2435\"><p>Hi ha productes financers que estan subjectes a normativa espanyola i europea. Con\u00e8ixer la legislaci\u00f3 i actuar en conseq\u00fc\u00e8ncia \u00e9s fonamental perqu\u00e8 les operacions d\u2019aquest tipus resultin beneficioses per a tu, aix\u00ed que l\u2019assessorament d\u2019un advocat expert en dret bancari et pot ser de gran ajuda.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Com puc saber si una cl\\u00e0usula del meu contracte \\u00e9s abusiva?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Una cl\\u00e0usula abusiva \\u00e9s aquella que se sol imposar de manera unilateral i sense negociaci\\u00f3 individual. Per norma general, s\\u00f3n cl\\u00e0usules que et perjudiquen clarament. 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Si has d\u2019adquirir algun producte financer o bancari, \u00e9s important que comptis amb un bon assessorament per no posar en perill el [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-2771","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.penyaadvocats.com\/ca\/wp-json\/wp\/v2\/pages\/2771","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.penyaadvocats.com\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.penyaadvocats.com\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.penyaadvocats.com\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.penyaadvocats.com\/ca\/wp-json\/wp\/v2\/comments?post=2771"}],"version-history":[{"count":3,"href":"https:\/\/www.penyaadvocats.com\/ca\/wp-json\/wp\/v2\/pages\/2771\/revisions"}],"predecessor-version":[{"id":2774,"href":"https:\/\/www.penyaadvocats.com\/ca\/wp-json\/wp\/v2\/pages\/2771\/revisions\/2774"}],"wp:attachment":[{"href":"https:\/\/www.penyaadvocats.com\/ca\/wp-json\/wp\/v2\/media?parent=2771"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}